Fire, Theft & Malicious Damage Insurance Quote

Loss or damage to a SORN or unregistered vehicle as a result of fire, theft, attempted theft or malicious damage, up to its market value, whilst securely stored at the risk address you declared to us.
Modifications are covered as long as they are included in the vehicle's declared value and you have evidence to support a claim, i.e. receipts and/or photographs.

The insured vehicle must either be declared SORN or unregistered (this policy is NOT designed to cover vehicles that are taxed for road use).
You will be responsible for paying the first part of any claim – this is known as the "Excess".
Loss or damage in respect of theft or attempted theft may be excluded if the security devices declared are not operative.

This fire & theft policy does NOT cover the use of your vehicle at any time (this policy does NOT cover accidental damage or meet the requirements of the Road Traffic Acts).
There is NO cover injury for yourself or anyone else, or damage to any property.
Loss or damage caused deliberately by you or any person who is in charge of your vehicle with your permission.
Loss or damage that occurs away from the declared storage facility (unless "In Transit" cover applies and security conditions are met).
Loss or damage if keys or fobs are left near your vehicle or if you leave the storage address unattended for more than 30 days.
Loss or damage if there is no evidence of force or malicious damage, or if you don’t get a Police crime reference number.

"In Transit" covers the insured vehicle for fire, theft, attempted theft or malicious damage, up to its market value, when it is in a truck, van or trailer, whilst being transported to and from pre-booked garage appointments, shows and events, trackdays or race meetings (subject to security requirements).