This policy only covers you when riding on a closed track or circuit (it doesn't cover all the things a normal holiday insurance does).
You should always carry a Global Health Insurance Card (GHIC), plus
We recommend you have a 'normal' travel policy as well for everything off-track (you may already have one through your bank account).
What we cover - the basics
Up to £250,000 for emergency medical costs following an accident whilst participating in your selected motorcycle event, e.g. track day, motocross, enduro, trials, etc.
Up to £100,000 for emergency repatriation costs to bring you back to the UK (or £50,000 if you are deceased).
Cover is available for amateur racing/competitions.
Limitations
We only offer cover for specific events/activities on private land at official circuits/tracks within European and EEA countries (if the organiser or event is not listed, please contact us if it's within the EU/EEA and we will consider adding it to our list).
This policy is only available for a single event at a single location (additional policies can be purchased if you are doing multiple events).
You must wear the protective motorcycle clothing appropriate to the activity (we will tell you what these are when you select your activity).
You must have the appropriate licence for your class of vehicle and activity (we will tell you what these are when you select your activity).
Significant exclusions
Any medical or repatriation costs due to sickness (it is an accident only policy).
Any liability to other participants, to any third parties or to passengers or any property damage.
Any claim arising from an accident that occurs at any other place and/or time than whilst participating in the events listed on the Policy Schedule.
This policy does not cover professional racing (professional racers can buy cover for non-competitive motorcycle activities like coaching at track days or training schools).
Any loss or damage to your motorcycle (see our Trackday Damage Cover).
Any lump sum payments for personal injury to you (unless you add optional Personal Injury Cover).
Any damage to your riding gear or possessions (unless you add optional Helmet & Leathers Cover).
Any losses or expenses incurred, directly or indirectly.